Learn about the eligibility requirements for the Bill Divvy Corporate Card.
Sep 7, 2023
BILL Spend & Expense Eligibility Requirements
The BILL Divvy Corporate Card application uses several different criteria to determine eligibility, which are included in the table below. While these are the main evaluation factors, each application is evaluated individually and other factors may be considered.
| Criteria | Eligibility Requirement |
| Annual Revenue | Varies; accounting integrations are used to verify annual revenue |
| Business History | Varies based on business performance |
| Cash Balances | Varies; typically balance must be greater than $20,000 in an active account |
| Credit Score | Credit score typically must be good to very good (applies to business and personal credit) |
| Location | Must be based in United States |
If you are approved for a line of credit with Spend & Expense, your credit limit will be based on the same criteria used during the application process. However, your credit limit can be increased over time based on account performance.
Read the Spend & Expense Credit Application FAQ.
About Spend & Expense
Spend & Expense is an expense management platform that connects to physical and virtual charge cards. Spend & Expense is free to use; however, with an unsecured line of credit, businesses are assigned a specific credit line that determines the amount they can spend using their BILL Divvy Corporate Cards. The entire balance is due on the account’s due date. Learn more about Spend & Expense.